MDX® Data Request Form

Availability & Use of Data

YOU REPRESENT THAT:

YOU ARE ACCESSING VISTA MDX DATA (AS DEFINED HEREIN) ON BEHALF OF PERSON(S) (WHICH MAY INCLUDE INDIVIDUALS, ENTITIES AND YOURSELF, ALL OF WHOM ARE JOINTLY AND SEVERALLY REFERRED TO AS THE “USER”) WHO INTEND TO USE THE INFORMATION SOLELY IN THE MANNER AND FOR THE PURPOSES PERMITTED UNDER THESE TERMS OF USE; AND

YOU HAVE THE AUTHORITY TO ENTER INTO THIS AGREEMENT ON BEHALF OF THE USER AND TO BIND THE USER TO THE TERMS OF THIS AGREEMENT.

The User acknowledges that third parties (the “Disclosing Parties”) are making certain data (the “Disclosing Parties' Data”), including loan level borrower data (“Loan Level Data”) and product transaction data (“Transaction Data”), available to Vista Index Services® (“Vista”) for the purpose of facilitating the computation of indices (the “Index Data”) and product pricing (“Pricing Data”) that may be used for a range of investment purposes. The User acknowledges that it has no ownership or other proprietary interest in the Disclosing Parties' Data, the Index Data, the Transaction Data, or the Pricing Data (collectively the “Vista MDX Data”).

The User is permitted to retrieve, copy and use (collectively, “Use”) the Vista MDX Data solely for its internal purposes related to: (i) User's potential investment in or marketing of financial products; and (ii) research and analytics based (in whole or in part) on Vista MDX Data (collectively, the “Internal Purpose”). As part of the Internal Purpose, the User is permitted to Use the Vista MDX Data to: (i) derive data from Vista MDX Data; (ii) create products that incorporate Vista MDX Data or data derived therefrom (such derived data and products, “Derived Products”); and (iii) disseminate Derived Products to third parties.

The User is prohibited from using Vista MDX Data for any purpose not expressly permitted in these Terms of Use. Without limiting the preceding sentence, the User is prohibited from: (i) modifying or altering Vista MDX Data in any manner; (ii) using Vista MDX Data, any Derived Product, or any data distributed by the Disclosing Parties to identify any individual or any sensitive information related to that individual; (iii) using Vista MDX Data to link to other loan level data or borrower information (whether publicly available or not) for the purpose of discerning an individual's identity.

The User is prohibited from using any Vista MDX Data (in whole or in part) or any Derived Products in conjunction with artificial intelligence applications from any other source, artificial intelligence chatbots, auto-generative systems or similar language processing tools such as ChatGPT, Google Gemini or similar tools (collectively, “Third-Party AI Platforms”): (i) to train any artificial intelligence or machine learning algorithms, engine or system, neural network or similar system (collectively, “AI Models”); or (ii) in the development of any such External AI Models, except as expressly permitted by Vista. Notwithstanding the foregoing, the User may use the Vista MDX Data (and the Loan Level Data included therein) and/or Derived Products: (i) within reactive machines developed by the User for internal business purposes only; and (ii) within Third-Party AI Platforms solely in connection with data retrieval-based AI Models (i.e. retrieval augmented generation).

The Disclosing Parties and Vista have endeavored to make Vista MDX Data reasonably accurate but do not guarantee Vista MDX Data is complete, error free or suitable for any particular purpose, including the Internal Purpose. Use of Vista MDX Data is entirely at User's own risk. Disclosing Parties and Vista will have no liability to the User or any third party for, or arising out of, or related to Vista MDX Data or any Derived Products. VISTA MDX DATA IS PROVIDED ON AN “AS IS”, AS AVAILABLE BASIS, AND THE DISCLOSING PARTIES AND VISTA EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT THERETO, INCLUDING WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. NO ORAL OR WRITTEN INFORMATION OR ADVICE PROVIDED BY THE DISCLOSING PARTIES OR VISTA OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SUBCONTRACTORS WILL CREATE A WARRANTY.

All Vista products are provided for your information purposes only, without regard to your specific investment objectives, financial situation, or particular needs, and shall not be construed as a solicitation, offer or recommendation to buy or sell any securities, investment, or other financial instruments, to affect any transactions or to conclude any legal act of any kind whatsoever.

Any non-licensed use of Vista MDX Data for the purpose of issuing financial instruments referencing any Vista MDX Data, entering into financial contracts or financial instruments referencing any Vista MDX Data, determining the amount payable of a financial instrument or a financial contract by referencing any Vista MDX Data or measuring the performance of an investment fund using any Vista MDX Data for the purpose of tracking the returns is expressly prohibited except as provided for under a separate license agreement from Vista.

These Terms of Use will be governed by the laws of the State of New York, without regard to conflicts of law rules that might cause the substantive laws of another jurisdiction to govern.

Scheduled First Date of Swap Trading: June 2026

Series 1

Payment Calculations
Payment Date	Prior Index Value	Current Index Value	Prior MDX Factor	Current MDX Factor	Original Notional Amount	Current Notional Amount	Fixed Rate (monthly)	Floating Rate (latest month)	Fixed Amount (Based on $1mm Original Notional Amount)	Floating Amount (Based on $1mm Original Notional Amount)
10/20/25	100.000000	100.001371	1.000000	0.999986	$1,000,000	$999,986	0.001667	0.000014	$1,611.11	$14.00
11/20/25	100.001371	100.004455	0.999986	0.999955	$1,000,000	$999,955	0.001667	0.000031	$1,888.86	$31.00
12/17/25	100.004455	100.028784	0.999955	0.999712	$1,000,000	$999,712	0.001667	0.000243	$1,499.93	$243.00
1/21/26	100.028784	100.241748	0.999712	0.997583	$1,000,000	$997,583	0.001667	0.002129	$1,888.34	$2,129.00
2/19/26	100.241748	100.549287	0.997583	0.994507	$1,000,000	$994,507	0.001667	0.003076	$1,607.22	$3,076.00
3/18/26	100.549287	100.879441	0.994507	0.991206	$1,000,000	$991,206	0.001667	0.003301	$1,547.01	$3,301.00
4/17/26	100.879441	101.170875	0.991206	0.988291	$1,000,000	$988,291	0.001667	0.002915	$1,652.01	$2,915.00
5/19/26	101.170875	101.473274	0.988291	0.985267	$1,000,000	$985,267	0.001667	0.003024	$1,756.96	$3,024.00

Initial Reference Data
Family	MDX
Index Name	MDX.GN.1
Series	1
MDX ID (UPI)	QZ58NN9J118B
ISIN	EZTWQ4F230Q1
MDX Start Date	9/11/2025
First Index Effective Date	9/11/2025
Swap Termination Date	12/11/2030
Index End Date	9/13/2035
Index Value	100
Index Writedown Factor (MDX Factor)	1
Fixed Rate	2.00%
Currency	USD
Payment Frequency	Monthly
First Payment Date	10/20/2025
Last Payment Date	12/18/2030

Dates
Month	Effective Date	Accrual Start	Accrual End	Accrual Days	Payment Date
Sep 2025	9/11/2025
Oct 2025	10/10/2025	9/11/2025	10/9/2025	29	10/20/2025
Nov 2025	11/13/2025	10/10/2025	11/12/2025	34	11/20/2025
Dec 2025	12/10/2025	11/13/2025	12/9/2025	27	12/17/2025
Jan 2026	1/13/2026	12/10/2025	1/12/2026	34	1/21/2026
Feb 2026	2/11/2026	1/13/2026	2/10/2026	29	2/19/2026
Mar 2026	3/11/2026	2/11/2026	3/10/2026	28	3/18/2026
Apr 2026	4/10/2026	3/11/2026	4/9/2026	30	4/17/2026
May 2026	5/12/2026	4/10/2026	5/11/2026	32	5/19/2026
Jun 2026	6/10/2026	5/12/2026	6/9/2026	29	6/17/2026
Jul 2026	7/10/2026	6/10/2026	7/9/2026	30	7/17/2026
Aug 2026	8/12/2026	7/10/2026	8/11/2026	33	8/19/2026
Sep 2026	9/11/2026	8/12/2026	9/10/2026	30	9/18/2026
Oct 2026	10/13/2026	9/11/2026	10/12/2026	32	10/20/2026
Nov 2026	11/12/2026	10/13/2026	11/11/2026	30	11/19/2026
Dec 2026	12/10/2026	11/12/2026	12/9/2026	28	12/17/2026
1/1/2027	1/13/2027	12/10/2026	1/12/2027	34	1/21/2027
2/1/2027	2/10/2027	1/13/2027	2/9/2027	28	2/18/2027
3/1/2027	3/10/2027	2/10/2027	3/9/2027	28	3/17/2027
4/1/2027	4/12/2027	3/10/2027	4/11/2027	33	4/19/2027
5/1/2027	5/12/2027	4/12/2027	5/11/2027	30	5/19/2027
6/1/2027	6/10/2027	5/12/2027	6/9/2027	29	6/17/2027
7/1/2027	7/13/2027	6/10/2027	7/12/2027	33	7/20/2027
8/1/2027	8/11/2027	7/13/2027	8/10/2027	29	8/18/2027
9/1/2027	9/13/2027	8/11/2027	9/12/2027	33	9/20/2027
10/1/2027	10/13/2027	9/13/2027	10/12/2027	30	10/20/2027
11/1/2027	11/10/2027	10/13/2027	11/9/2027	28	11/18/2027
12/1/2027	12/10/2027	11/10/2027	12/9/2027	30	12/17/2027
1/1/2028	1/12/2028	12/10/2027	1/11/2028	33	1/20/2028
2/1/2028	2/10/2028	1/12/2028	2/9/2028	29	2/17/2028
3/1/2028	3/10/2028	2/10/2028	3/9/2028	29	3/17/2028
4/1/2028	4/12/2028	3/10/2028	4/11/2028	33	4/19/2028
5/1/2028	5/10/2028	4/12/2028	5/9/2028	28	5/17/2028
6/1/2028	6/12/2028	5/10/2028	6/11/2028	33	6/20/2028
7/1/2028	7/13/2028	6/12/2028	7/12/2028	31	7/20/2028
8/1/2028	8/10/2028	7/13/2028	8/9/2028	28	8/17/2028
9/1/2028	9/13/2028	8/10/2028	9/12/2028	34	9/20/2028
10/1/2028	10/12/2028	9/13/2028	10/11/2028	29	10/19/2028
11/1/2028	11/10/2028	10/12/2028	11/9/2028	29	11/17/2028
12/1/2028	12/12/2028	11/10/2028	12/11/2028	32	12/19/2028
1/1/2029	1/11/2029	12/12/2028	1/10/2029	30	1/19/2029
2/1/2029	2/12/2029	1/11/2029	2/11/2029	32	2/20/2029
3/1/2029	3/12/2029	2/12/2029	3/11/2029	28	3/19/2029
4/1/2029	4/11/2029	3/12/2029	4/10/2029	30	4/18/2029
5/1/2029	5/10/2029	4/11/2029	5/9/2029	29	5/17/2029
6/1/2029	6/12/2029	5/10/2029	6/11/2029	33	6/20/2029
7/1/2029	7/12/2029	6/12/2029	7/11/2029	30	7/19/2029
8/1/2029	8/10/2029	7/12/2029	8/9/2029	29	8/17/2029
9/1/2029	9/13/2029	8/10/2029	9/12/2029	34	9/20/2029
10/1/2029	10/11/2029	9/13/2029	10/10/2029	28	10/18/2029
11/1/2029	11/13/2029	10/11/2029	11/12/2029	33	11/20/2029
12/1/2029	12/12/2029	11/13/2029	12/11/2029	29	12/19/2029
1/1/2030	1/11/2030	12/12/2029	1/10/2030	30	1/18/2030
2/1/2030	2/12/2030	1/11/2030	2/11/2030	32	2/20/2030
3/1/2030	3/12/2030	2/12/2030	3/11/2030	28	3/19/2030
4/1/2030	4/10/2030	3/12/2030	4/9/2030	29	4/17/2030
5/1/2030	5/10/2030	4/10/2030	5/9/2030	30	5/17/2030
6/1/2030	6/12/2030	5/10/2030	6/11/2030	33	6/20/2030
7/1/2030	7/11/2030	6/12/2030	7/10/2030	29	7/18/2030
8/1/2030	8/12/2030	7/11/2030	8/11/2030	32	8/19/2030
9/1/2030	9/12/2030	8/12/2030	9/11/2030	31	9/19/2030
10/1/2030	10/10/2030	9/12/2030	10/9/2030	28	10/18/2030
11/1/2030	11/13/2030	10/10/2030	11/12/2030	34	11/20/2030
12/1/2030	12/11/2030	11/13/2030	12/10/2030	28	12/18/2030

Series 1

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MDX® Data Request Form

Availability & Use of Data

TERMS OF USE APPLICABLE TO INDIVIDUALS AND ENTITIES ACCESSING VISTA MDX® DATA

Series 1

Series 2

Resources

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